Analysis of financing mechanisms for agricultural and livestock production in Sevilla de Oro, Ecuador
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Objectives: Financial management plays a fundamental role in the economic context of all productive activity. Therefore, the main purpose of the study is to develop a specific financial management model for agricultural and livestock producers in the Sevilla de Oro canton, in the province of Azuay - Ecuador, that allows them to assess the sources of financing. In order to achieve the objective, conceptualizations of financing sources and financial management, their relevance and scope were analyzed. Methodology: The research was carried out using a non-experimental approach, and the collection and analysis of numerical, statistical and qualitative information was carried out. The scope of the research was descriptive and transversal. Results: The sampling was simple random that included 169 farmers. The findings show that 71% of study subjects face difficulties in obtaining information about debts and financial obligations, which highlights the importance of improving financial education and the dissemination of adequate data. Conclusions: The proposed financial management model is structured in three fundamental stages: financial analysis and planning, acquisition of financial resources, administration and supervision of monetary aspects. Special attention is devoted to phase II, which focuses on the thorough evaluation of the different sources of financing available, with the objective of making informed and strategic decisions.
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