Jácome Tamayo, S. P., M. I. Gavilánez Vega, and M. del C. Ibarra Chango. “Financial Management for the Competitive Development of Credit Unions.”. ConcienciaDigital, Vol. 3, no. 1.1, Feb. 2020, pp. 371-88, doi:10.33262/concienciadigital.v3i1.1.1154.