ARIAS GONZÁLEZ, I. P.; PUENTE RIOFRÍO, M. I.; VALLEJO VILLALVA, M. DEL P. Title Analysis of financial innovation as an income generating process in the saving and credit cooperatives of segment 1 of Chimborazo province. . ConcienciaDigital, v. 4, n. 1.2, p. 187-199, 5 Mar. 2021.