Arias González, I.P., Puente Riofrío, M.I. and Vallejo Villalva, M. del P. 2021. Title Analysis of financial innovation as an income generating process in the saving and credit cooperatives of segment 1 of Chimborazo province . ConcienciaDigital. 4, 1.2 (Mar. 2021), 187-199. DOI:https://doi.org/10.33262/concienciadigital.v4i1.2.1588.