Jácome Tamayo, S.P., Gavilánez Vega, M.I. and Ibarra Chango, M. del C. 2020. Financial management for the competitive development of credit unions. ConcienciaDigital. 3, 1.1 (Feb. 2020), 371-388. DOI:https://doi.org/10.33262/concienciadigital.v3i1.1.1154.